Wang, Sheng. “The Effectiveness of Empirical Analysis of Digital Finance Based on Logistic Regression Model and the Measurement of Empirical Model Risk”. Journal of Banking and Financial Dynamics 9, no. 12 (December 29, 2025): 42–51. Accessed January 9, 2026. https://ecsenet.com/index.php/2576-6821/article/view/823.